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Free All-in-One Calculator — Fast, Accurate & Multi-Purpose
Home Tools Calculator Suite
Free · Multi-Purpose · 100% In-Browser

All-in-One Calculator
Fast, Accurate & Beautiful

Seven specialized calculation engines in one unified tool. Solve scientific math, estimate mortgage and mutual fund returns, calculate body metrics, convert units, and compute dates instantly.

 
0
No calculations yet
Monthly Payment (EMI):$0.00
Total Interest:$0.00
Total Payment:$0.00
%
Yr
Invested amount
Est. returns
Invested amount₹0
Est. returns₹0
Total value₹0
Calculation Result:
Your BMI Score:
Health Category:
Exact Age:
Total Days Lived:
Next Birthday In:
Converted Result:
%
%
people
Tip Amount:₹0
Tax Amount:₹0
Total Bill:₹0
Each Person Pays:₹0

The All-in-One Calculation Hub
Built for Speed, Accuracy & Privacy

Perform complex scientific arithmetic, calculate loan EMIs and prepayment savings, project SIP/lumpsum/goal-based mutual fund growth, split bills and tips, figure out percentage changes, assess body metrics, compute exact ages, and convert units across ten categories — every calculation runs instantly in your browser with zero server uploads.

Suite Capabilities

🧮 Scientific Math

Full expression engine with trig, logs, powers, roots, factorials, memory keys, and a tap-to-reuse calculation history.

💳 Loan, EMI & Prepayment

Calculate monthly payments for any loan, plus model how a one-time prepayment shortens your tenure or lowers your EMI.

💰 SIP, Lumpsum & Goal SIP

Project mutual fund growth from a monthly or one-time investment — or work backward from a target amount to find the SIP you need.

🧾 Bill Split & Tip

Split any bill across a group with optional tip and tax, in 14 currencies, with one-tap tip presets or a custom slider.

📊 Percentage Solver

Two modes: find X% of any number, or work out the percentage change between two values.

⚖️ Body Mass Index (BMI)

Supports metric and imperial units to give instant health categories based on World Health Organization standards.

📅 Precise Age Calculator

Calculates exact lived years, months, and days, including a countdown to your next birthday.

📐 10-Category Converter

Length, weight, temperature, area, volume, speed, time, data storage, pressure, and energy — with one-tap swap.

🚀 How to Use This Calculator Suite

1
Pick a calculator

Tap any tab above the card — Math & Sci, Loan & EMI, Mutual Fund, Bill Split, Percentage, BMI & Health, Age & Date, or Unit Converter. Only one panel opens at a time so the tool stays uncluttered on mobile.

2
Enter your numbers

Type into the input fields, drag the sliders, or tap the keypad — every calculator updates live or with a single button press, and number fields accept both typed values and slider drags that stay in sync.

3
Read the result

Results appear directly below the inputs, broken into the figures that matter — EMI and total interest, invested amount vs. estimated returns, per-person bill total, BMI score and category, or the converted value.

4
Copy or revisit

Use the copy buttons to grab a result straight to your clipboard, or open the calculation history on the Math & Sci tab to reuse an earlier answer without retyping it.

🧮 Scientific Calculator: Full Guide

The Math & Sci tab works as two calculators in one. Standard mode handles everyday arithmetic — addition, subtraction, multiplication, division, and square roots. Switching to Scientific mode reveals a second layer of functions: sine, cosine, tangent and their inverses, base-10 and natural logarithms, powers (x², x³, xʸ), roots (√, ∛), reciprocals (1/x), factorials, the constants π and e, and full parenthesis support for multi-step expressions.

Degrees vs. radians

Trigonometric results depend on angle mode. The DEG/RAD toggle in the top bar switches between them — DEG treats the number you enter as degrees (the everyday choice for geometry and construction problems), while RAD treats it as radians (the standard for calculus and physics). Forgetting to check this toggle is the most common reason a trig result looks wrong.

Example: With DEG mode on, typing sin(30) and pressing = returns 0.5, matching the standard sine value of a 30° angle.

Memory keys and history

M+ adds the current result to memory, M- subtracts it, MR recalls the stored value into your expression, and MC clears memory back to zero — useful for running totals across several separate calculations. Every result you calculate is also logged in the History panel (tap 🕘 History), showing the full expression next to its answer; tapping any past entry loads that result straight back into the display.

History is stored only in your browser tab for this session and clears on page refresh — nothing is saved to a server.

💳 Loan, EMI & Prepayment Guide

EMI stands for Equated Monthly Installment — the fixed amount you repay every month on a loan, combining both principal and interest so the balance reaches zero exactly at the end of the term. Enter the loan amount, the annual interest rate, and the term in years under Standard EMI, and the calculator applies the standard amortization formula to return your monthly payment, total interest paid over the life of the loan, and the total amount repaid.

Example: A loan of $100,000 at 6.5% annual interest over 30 years works out to a monthly payment of $632.07, with total interest of $127,544.49 over the full term — meaning you’d repay $227,544.49 in total.

What changes your EMI

Three levers move the payment: a larger principal or a higher interest rate both push EMI up, while a longer term brings the monthly figure down but increases total interest paid — so a lower monthly payment isn’t automatically the cheaper option once you look at the full repayment total.

Prepayment Impact mode

Switch to Prepayment Impact to see what happens if you pay a lump sum toward your loan partway through the term. Enter the one-time prepayment amount and which month it’s applied, then choose whether it should reduce your tenure (keep the same EMI, finish paying off sooner) or reduce your EMI (recalculate a lower monthly payment over the remaining original term). Either way, the calculator runs a full month-by-month amortization simulation to show exactly how much total interest you save.

Example: On a $250,000 loan at 8% over 20 years, a $50,000 prepayment applied after month 24 — set to reduce tenure — cuts the loan short by roughly 6.4 years and saves an estimated $111,313 in interest.

💰 SIP vs. Lumpsum vs. Goal SIP: Complete Mutual Fund Guide

A SIP (Systematic Investment Plan) means investing a fixed amount every month, letting your contributions and their returns compound over time — this is also how the calculator’s SIP mode works, using the standard SIP future-value formula that compounds each monthly instalment at your expected annual rate. A Lumpsum investment is a one-time amount left to grow through ordinary compound interest, compounded annually at the same expected rate.

SIP example: Investing ₹25,000 every month for 10 years at an expected 12% annual return means you’ve put in ₹30,00,000 of your own money, which grows to roughly ₹58,08,477 — about ₹28,08,477 in estimated returns.

Lumpsum example: A one-time investment of ₹1,00,000 at an expected 10% annual return over 15 years grows to approximately ₹4,17,725.

Goal SIP: working backward from a target

Most people plan around a goal first — a down payment, a child’s education, retirement — rather than an arbitrary monthly figure. Goal SIP mode solves the SIP formula in reverse: enter the amount you want to end up with, your expected return rate, and your time horizon, and it tells you the exact monthly SIP required to reach it.

Goal SIP example: To reach a target of ₹50,00,000 in 10 years at an expected 12% annual return, you’d need to invest roughly ₹21,520 every month — putting in about ₹25,82,433 of your own money, with the remaining ₹24,17,567 coming from estimated growth.

Which one is right for you?

SIPs spread your entry across market ups and downs — a concept often called rupee-cost averaging — which can smooth out volatility if you’re investing from regular income. A lumpsum puts your entire amount to work from day one, which can outperform a SIP in a rising market but carries more timing risk if invested right before a downturn. Goal SIP is less a third strategy than a planning tool — use it to size a regular SIP around a target, then switch to plain SIP mode to track it going forward.

This calculator gives illustrative, formula-based projections only. Mutual fund returns are market-linked and not guaranteed — actual results will differ from any estimate shown here, and this is not investment advice.

🧾 Bill Split & Tip Calculator Guide

Enter the bill amount, choose your currency, and optionally add tax/GST and a tip — then set how many people are splitting it. The tip is calculated on the bill plus tax, matching how most restaurants and receipts present it. Tipping is entirely optional: switch to No Tip to remove it from the calculation completely, useful for delivery orders, takeout, or regions where tipping isn’t customary.

Quick tip presets vs. custom

Tap a preset (10/15/18/20/25%) for a common tip rate, or drag the slider for anything in between — the two stay in sync, so a preset highlights only when its percentage is actually selected, and typing a custom value clears the presets automatically.

Example: A ₹2,000 bill with an 18% tip and no tax, split between 2 people, comes to ₹1,180 each.

📊 Percentage Calculator Guide

The first mode answers “what is X% of Y?” — handy for tips, discounts, taxes, and commissions. The second mode calculates the percentage change between two numbers, showing whether it’s an increase or a decrease, which is useful for tracking price changes, salary hikes, or growth rates.

Example: 15% of 200 = 30 (first mode). Going from 80 to 100 is a 25% increase (second mode).

⚖️ BMI Calculator Guide + WHO Chart

Body Mass Index divides your weight by the square of your height to give a quick screening number for whether your weight falls in a typical range for your height. Switch between metric (cm/kg) and imperial (inches/lbs) using the unit selector — the calculator converts automatically.

CategoryBMI Range
UnderweightBelow 18.5
Normal weight18.5 – 24.9
Overweight25.0 – 29.9
Obese30.0 and above

BMI is a general screening tool, not a diagnosis. It doesn’t distinguish muscle mass from fat, so it can read high for muscular athletes and doesn’t capture body composition or fat distribution. Consult a healthcare professional for a full assessment.

📅 Age & Date Calculator Guide

Pick a date of birth and the calculator computes your exact age in years, months, and days as of today, along with total days lived and a countdown to your next birthday. It’s useful for eligibility checks (voting, retirement, school admission age cut-offs), form-filling that requires an exact age rather than a rounded one, and simple birthday planning.

📐 Unit Converter Guide + Quick Reference

Choose a category — Length, Weight, Temperature, Area, Volume, Speed, Time, Data Storage, Pressure, or Energy — then pick your From and To units. The ⇄ swap button instantly reverses the conversion direction, and the copy button grabs the converted value to your clipboard.

ConversionEquals
1 Kilometer0.6214 Miles
1 Mile1.6093 Kilometers
1 Meter3.2808 Feet
1 Kilogram2.2046 Pounds
1 Pound0.4536 Kilograms
0°C32°F
100°C212°F
1 US Gallon3.7854 Liters

Frequently Asked Questions

General
Are these calculations performed privately?
Yes. All formulas execute entirely on your device via client-side JavaScript. No data or numbers are transmitted to any server.
Is this calculator suite free to use?
Yes, every calculator in this suite — scientific math, loan EMI, mutual fund SIP/lumpsum, percentage, BMI, age, and unit conversion — is completely free with no sign-up required.
Scientific Calculator
What’s the difference between DEG and RAD mode?
DEG treats angle inputs to trig functions as degrees (0–360), the everyday unit for geometry. RAD treats them as radians (0–2π), the standard unit in calculus and physics. Use whichever matches the problem you’re solving.
How do I calculate square roots or cube roots?
Type your number, then tap the √x button for a square root or ∛x for a cube root in Scientific mode. The function automatically wraps around the number you just entered.
Does the calculation history save permanently?
No — history is held only in memory for your current browser tab and clears when the page is refreshed or closed. Nothing is sent to or stored on a server.
Can I solve expressions with parentheses and multiple operations?
Yes. The calculator supports full parenthetical grouping, so expressions like (5+3)×2 or nested functions such as sin(45)+sqrt(16) evaluate correctly in one pass.
Loan & EMI
What is EMI and how is it calculated?
EMI (Equated Monthly Installment) is the fixed monthly repayment on a loan. It’s calculated using the compound amortization formula E = P·r·(1+r)ⁿ / [(1+r)ⁿ − 1], where P is the principal, r is the monthly interest rate, and n is the total number of monthly payments.
Does a longer loan term reduce my EMI?
Yes, spreading the same loan over more years lowers the monthly payment — but it increases the total interest you pay over the life of the loan, so the lowest EMI isn’t always the cheapest option overall.
Can I use this for a mortgage, car loan, or personal loan?
Yes. The amortization math is the same regardless of loan type, so this calculator works for home loans, auto loans, and personal loans alike — just enter the relevant amount, rate, and term.
How does the Prepayment Impact calculator work?
Switch to Prepayment Impact, enter your loan details plus a one-time prepayment amount and the month it’s applied, and choose whether it should reduce your tenure or reduce your EMI. The calculator runs a full month-by-month simulation and shows the total interest saved.
Mutual Fund / SIP
What is the difference between SIP and Lumpsum investment?
A SIP invests a fixed amount every month, spreading your entry across market cycles. A Lumpsum invests the full amount at once, letting it compound from day one. Each has different risk and timing trade-offs.
How is the SIP return calculated?
It uses the standard SIP future value formula, compounding your monthly contribution at the expected annual rate over the chosen time period, then splits invested principal from estimated returns.
What is Goal SIP and how is it different from regular SIP?
Goal SIP works backward: instead of entering a monthly amount to see what it grows to, you enter a target amount you want to reach, and the calculator tells you the exact monthly SIP required to get there in your chosen time frame at your expected return rate.
Are mutual fund returns guaranteed?
No. This calculator produces illustrative projections based on the return rate you enter — actual mutual fund returns are market-linked, vary over time, and are never guaranteed. This tool is not investment advice.
Bill Split & Tip
Can I split a bill without adding a tip?
Yes. Switch the Tip toggle to “No Tip” and the tip section hides completely — the total and per-person split are calculated on just the bill amount and any tax, with no tip added.
Is the tip calculated before or after tax?
After tax. The calculator adds tax to the bill first, then applies the tip percentage to that subtotal, matching how most restaurant receipts present the tip line.
What currencies does the bill split calculator support?
Fourteen currencies including INR, USD, EUR, GBP, JPY, CNY, AUD, CAD, SGD, CHF, AED, ZAR, BRL, KRW, and TRY — pick one from the Currency dropdown and every result updates with the matching symbol.
Percentage
How do I calculate percentage increase or decrease?
Use the “Percentage Change” mode: enter the original (From) value and the new (To) value, and the calculator returns both the percentage change and whether it’s an increase or decrease.
How do I quickly find X% of a number?
Use the “What is X% of Y?” mode — enter the percentage and the number, and the result appears instantly. For example, 15% of 200 equals 30.
BMI & Health
What is a healthy BMI range?
According to WHO standards, a BMI between 18.5 and 24.9 is classed as normal weight. Below 18.5 is underweight, 25.0–29.9 is overweight, and 30.0 or above is classed as obese.
Is BMI accurate for athletes or very muscular people?
Not always. BMI doesn’t distinguish muscle from fat, so muscular individuals can register as “overweight” despite having low body fat. It’s a general screening tool, not a diagnostic measure.
Age & Date
How is exact age calculated in years, months, and days?
The calculator compares your date of birth to today’s date and works out the full elapsed years, remaining months, and remaining days — accounting for varying month lengths — rather than rounding to the nearest year.
Unit Converter
How many unit categories does this converter support?
Ten: Length, Weight, Temperature, Area, Volume, Speed, Time, Data Storage, Pressure, and Energy — each with multiple common units to convert between.
How do I quickly reverse a conversion?
Tap the ⇄ swap button between the From and To dropdowns — it instantly reverses the conversion direction without needing to reselect both units manually.
Keyboard Support
Can I use my keyboard with the math calculator?
Yes! The math tab supports keyboard input including number keys, standard operators, parentheses, backspace, Enter for equals, and Escape to clear.